Common Mistakes First-Time Homebuyers Make

5 Common Mistakes First-Time Homebuyers Make

Kevin Johnson Buyer Advice Leave a Comment

Buying your first home for you and your family is often a stressful process. There are so many decisions that you have to make and houses to look at. My team and I work with a lot of first-time homebuyers so we thought we would put together a list of the commons mistakes first time homebuyers make. Before you start …

Picture of a family walking down the street, playing in their new neighborhood

4 Tips to Find the Perfect New Neighborhood

Kevin Johnson Buyer Advice Leave a Comment

It’s a beautiful day in the neighborhood. Well, it can be, but how will you know for sure? Homebuyers are all unique with their needs for a new neighborhood, and there are plenty of factors that will play into how enjoyable your experience will be. Understanding the importance of research is critical in finding your next community, which is probably …

A picture of a couple in front of their first home they just purchased.

Buying Your First Home: 5 Things to Consider

Kevin Johnson Buyer Advice Leave a Comment

If you’ve come to this page, it is a good bet that you are considering buying your first home. Buying your first home is a very large commitment in terms of finances and the length of time you will live in one place. Like any large decisions in our lives, it is best to get the homework done. So we …

A picture of a couple purchasing a home after a successful home search.

5 Ways to Prepare for a Successful Home Search

Kevin Johnson Buyer Advice Leave a Comment

If you’ve stumbled upon this happy little read, odds are you’re about to start searching for a new home. Before you begin, keep these five things in mind to help you prepare for a successful home search: All of you list makers, note writers and jotter downers are going to love this first step. Before you do anything in the …

A picture of two realtors. One holding a set of house keys. The other holding a house cutout.

Why should I hire a REALTOR?

Kevin Johnson Buyer Advice , Seller Advice Leave a Comment

It seems like everyone around you is buying or selling a home. How do they do it? They have a REALTOR® working behind the scenes, making magic happen with your home sale or purchase. According to the National Association of REALTORS® 2012 Survey of Home Buyers and Sellers, in 2012, 89 percent of buyers used a REALTOR®, and so did …

Tax Benefits of Owning a Home

Tax Benefits of Owning a Home

Kevin Johnson Buyer Advice , Seller Advice Leave a Comment

Jay Kimelman, CPA, CITP Founder & CIO | the digital CPA One of the best ways to maximize your tax savings is to purchase a home.  Next to the Child Tax Credit, the tax benefit of owning a home and deducting the interest paid on your annual tax return is a great way to maximize deductions and retain the money you …

Closing Cost Tips to Save You Money

Closing Costs – Tips to Save You Money!

Kevin Johnson Buyer Advice Leave a Comment

When spring arrives, so does the first big push of the year for homebuyers. Many buyers are excited to begin their home search but are usually unprepared for the amount of money they will need to cover closing costs on their new home. When most people think about the costs related to buying a home, they first think about the …

Blog - What is PMI and how does it work

What is PMI and How Does It Work?

Kevin Johnson Buyer Advice Leave a Comment

This week, the White House announced plans to lower the private mortgage interest rate from 1.35% annually to 0.85% annually. This is big news, especially for first time homebuyers. Unfortunately, many consumers don’t understand what PMI is and how it impacts their monthly mortgage. I thought I’d dedicate this week’s Q&A with Kevin blog to answering a question from a …

Blog - Know Your FICO score

Know Your FICO Score Before Applying for a Mortgage

Kevin Johnson Buyer Advice Leave a Comment

Buying a home is an exciting time, however the mortgage process can be stressful. One of the top worries for homebuyers is your FICO credit score and how it will impact your financing options. In this article, I wanted to take a look at how FICO credit scores can impact your mortgage and share some tips that help you boost …