Lease with a Right to Purchase

Looking for a rent to own style option for your next home? Do you have less than perfect credit? A prior foreclosure or bankruptcy? Struggling to find a lender that will approve you for a mortgage? No worries, there is a good chance we can help through the Lease with Right to Purchase Program. It is a transparent and fair process and there are no large down payments or non-refundable deposits. 


The application is quick and easy and only costs $75 per household, not per person. It takes 2-3 business days for the team to complete the review process and let you know how much you’re approved for through the program.


Once approved we look at traditional homes for sale. When you’ve selected a home we will submit it for approval. The private equity investor will purchase the home with cash and give you an exclusive right to lease the up for up to 5-years while you work on getting a mortgage.


Once you’re ready to buy the home, simply get approved for the mortgage and exercise your right to purchase your home! The purchase price is pre-negotiated when you moved in so there is no haggling or negotiating at the end! It’s that easy.

Program Overview


In order to qualify for the program, you must meet the following criteria:

  • Minimum 6-months of stable employment
  • Minimum household income of $50,000 per year (before taxes)
  • Credit score of around 575* or higher
  • Chapter 7 bankruptcies are DISCHARGED
  • Chapter 13 bankruptcies are in the payment plan stage and ALL payments are made on time
  • No felony convictions.
  • No prior evictions or outstanding apartment collections
  • You can not be currently in default under a lease agreement
  • Debt to income ratio (including requested rent) below 45%
CENTURY 21 Orlando Homes for Sale


Not all homes qualify. Here is a list of the main requirements for homes to be able to be approved in the program:

  • 2-bedrooms or more
  • 2-bathrooms or more
  • Home value from $150,000 to $450,000
  • Top rated high school district
  • Can not be located along a major highway, under airport flight paths, under high tension power lines.
  • Single family home or townhouse (fee-simple, no condos)
  • Traditional Purchases ONLY that are move in ready – Bank Owned, Short Sales, or Auctions are not considered.
  • Minimum monthly rent is ~$1300/month and up.

Get Pre-Qualified for Free

Complete this short form and find out if the program would be a good fit for you!

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